Location:
Essex, Suffolk, Bedfordshire, North Kent, Hertfordshire, Northamptonshire or Worcestershire
Payment:
£600 per week (£700+ upon training completion – tax concessions equate this to a £47,647pa gross salary)
Hours:
Full-time (24/7 responsibility while a child is in placement)
Contract type:
Ongoing, self-employed
About the Role
Being a foster parent with Mosaic Foster Care is a professional, full-time commitment. You’ll be offering a nurturing, long-term stable home to a child who may have experienced significant trauma. It’s a vocation that demands resilience, compassion, emotional insight and a growth mindset. But you won’t do it alone.
Mosaic specialises in long-term, therapeutic fostering. That means we match foster families and foster children carefully. We train you thoroughly and we are by your side, able to act fast when support is needed. With 24/7 access to our in-house therapeutic team, paid breaks, a generous weekly allowance and full funding for training, you’ll be supported at every turn – emotionally, practically and financially.
Key Responsibilities
Care and Nurturing
- Provide safe, stable, day-to-day care in your home for a child or young person, meeting their physical, emotional and educational needs.
- Establish healthy routines, promote positive attachments and offer consistent, intentional parenting.
- Support the child’s development through clear boundaries, nurturing communication and trauma-aware responses.
Therapeutic Parenting
- Engage with Mosaic’s SMILE therapeutic framework, including regular training, reflective groups and professional supervisions.
- Respond calmly and compassionately to behaviour challenges, with therapeutic support available when needed.
Advocacy and Teamwork
- Work collaboratively with social workers, health professionals, education staff and the child’s birth family (where appropriate).
- Act as a strong advocate for the child, ensuring their views and rights are represented.
- Keep accurate written records and contribute to professional meetings and planning sessions.
Ongoing Learning and Development
- Complete all core and specialist training, including the Training Support and Development Standards (TSD) workbook.
- Participate in supervision, development reviews and ongoing reflective practice.
- Embrace feedback and continually build your skills as a professional foster parent.
Support and Benefits
- Weekly payments of £600–£700+, with full payment for additional children (where appropriate).
- Three weeks of supportive care (respite) annually - with up to 7 days’ pay available if unused.
- £250 weekly retainer for up to 4 weeks if a long-term child’s placement ends unexpectedly.
- 24/7 access to support, including Mosaic’s in-house therapists and youth workers.
- Fully funded training and therapeutic services – no costs are deducted from your fee.
- Dedicated supervising social worker and youth worker support where needed.
- Peer support and regular community events throughout the year.
Tax-free income and salary equivalence:
Thanks to a special UK tax scheme called Qualifying Care Relief, foster parents typically pay no tax on their earnings. A Mosaic foster parent receiving £700 per week (or £36,400 per year) would not be taxed under current allowances – meaning this income is broadly equivalent to a gross salary of around £47,647 in a traditional job. That’s what makes fostering with Mosaic not just emotionally rewarding, but financially sustainable too.
Who We’re Looking For
You’ll need to have:
- A spare bedroom available for fostering use
- The time and availability to provide full-time care and attend regular meetings, training and support sessions
- A full driving licence and access to a vehicle (preferable but not essential)
You’ll be someone who:
- Has a calm, patient and emotionally intelligent approach to parenting/caring for a child
- Communicates clearly and has the ability to keep records at a professional standard
- Can work as part of a professional team, take guidance and reflect openly
- Is willing to engage in ongoing training and therapeutic support
- Genuinely wants to commit to long-term fostering and see a child through to adulthood
It’s a bonus if you also have:
- Personal or professional experience of supporting children or young people
- An understanding of attachment, trauma or therapeutic parenting
Additional Information
This is a self-employed role. Foster parents receive weekly payments that include allowances and professional fees. Foster parents are responsible for submitting accurate records and working in compliance with fostering regulations.
All applications are subject to enhanced DBS checks, a full fostering assessment, home visits and approval by Mosaic Foster Care’s Agency Decision Maker following a recommendation from the fostering panel.
Apply to become a Foster Parent
If you’re interested in learning more about how you could provide a stable, nurturing home and would like to foster with an agency that offers exceptional support - get in touch. We’ll walk you through every step.
Support and Benefits
- Weekly payments of £600–£700+, with full payment for additional children (where appropriate).
- Three weeks of supportive care (respite) annually - with up to 7 days’ pay available if unused.
- £250 weekly retainer for up to 4 weeks if a long-term child’s placement ends unexpectedly.
- 24/7 access to support, including Mosaic’s in-house therapists and youth workers.
- Fully funded training and therapeutic services – no costs are deducted from your fee.
- Dedicated supervising social worker and youth worker support where needed.
- Peer support and regular community events throughout the year.
Tax-free income and salary equivalence:
Thanks to a special UK tax scheme called Qualifying Care Relief, foster parents typically pay no tax on their earnings. A Mosaic foster parent receiving £700 per week (or £36,400 per year) would not be taxed under current allowances – meaning this income is broadly equivalent to a gross salary of around £47,647 in a traditional job. That’s what makes fostering with Mosaic not just emotionally rewarding, but financially sustainable too.
Who We’re Looking For
You’ll need to have:
- A spare bedroom available for fostering use
- The time and availability to provide full-time care and attend regular meetings, training and support sessions
- A full driving licence and access to a vehicle (preferable but not essential)
You’ll be someone who:
- Has a calm, patient and emotionally intelligent approach to parenting/caring for a child
- Communicates clearly and has the ability to keep records at a professional standard
- Can work as part of a professional team, take guidance and reflect openly
- Is willing to engage in ongoing training and therapeutic support
- Genuinely wants to commit to long-term fostering and see a child through to adulthood
It’s a bonus if you also have:
- Personal or professional experience of supporting children or young people
- An understanding of attachment, trauma or therapeutic parenting
Additional Information
This is a self-employed role. Foster parents receive weekly payments that include allowances and professional fees. Foster parents are responsible for submitting accurate records and working in compliance with fostering regulations.
All applications are subject to enhanced DBS checks, a full fostering assessment, home visits and approval by Mosaic Foster Care’s Agency Decision Maker following a recommendation from the fostering panel.
Apply to become a Foster Parent
If you’re interested in learning more about how you could provide a stable, nurturing home and would like to foster with an agency that offers exceptional support - get in touch. We’ll walk you through every step.
Please note you will not be eligible to foster with us if you:
- Do not have a spare bedroom available for fostering use.
- Are currently undergoing an investigation by social services or the police.
- Have a serious criminal conviction that would preclude you from working with children (this includes most offences against children or involving violence, sexual offences, or serious drug-related crimes).
- Are unable to commit to being available full-time to meet the needs of a foster child.
- Do not have legal residency in the UK or the right to work here.
- Are under 21 years old.
Helping Answer Your Questions
Here are a few of the questions we get the most. If you don't see what's on your mind, reach out to us anytime by phone, chat, or email.
Are foster parents classed as self-employed?
Yes. Foster carers are treated as self-employed for tax purposes and need to register with HMRC.
Why are foster parents considered self-employed?
Will I be supported financially?
How do I foster?
Do foster parents need to complete a Self Assessment?
What tax relief is available for foster carers?
When should foster parents register as self-employed?
Is the fostering allowance taxable income?
What happens if I stop fostering?
Fostering Finances Uncovered: How Much Do You REALLY Get Paid as a Foster Parent?
Worried about financial security as a foster parent? You're not alone. Our guide cuts through the confusion surrounding fostering allowances, hidden deductions, and unpredictable income gaps. Find out exactly what foster carers are paid, how your choice of agency drastically affects your financial stability, and how to protect your income, even between placements. Download now and get clear, straightforward answers to secure your financial peace of mind, letting you focus on what matters most: Caring for your foster child.